Pet insurance has allowed me to make emergency medical decisions for my pets with little thought about the costs involved. Veterinary costs are constantly rising like everything else.

Yet last year, when my cat Bonzo suddenly became dehydrated and diagnosed with early onset kidney failure, he was treated immediately. The last thing on my mind was the thousands of dollars in vet charges about to be incurred.

Today Bonzo continues to be happy and healthy because of pet insurance. Pet emergencies can cost thousands of dollars.

Several years ago my sister’s dog ran out into traffic, fracturing several bones. It was a very traumatic experience for everyone involved. The kids were crying, the dog was crying, bystanders were crying.

Making sure the dog wasn’t suffering was everyone’s type priority. Like me, my sister had pet insurance and so the issue of the thousands of dollars likely needed for treatment wasn’t even discussed.

He was rushed to the vet hospital, where he was treated for several days. When he came home, the smile on my nephew’s face as he ran up and welcomed his best friend home was truly priceless.

What is pet insurance?

Pet Insurance is a policy that covers your household pets such as cats and dogs as long as they’re healthy. Whether your dog or cat is mixed breed or pedigree most insurers will cover the animal for the whole of its life.

That means if an emergency medical situation arises, I can make the best choices for the comfort and health of my friend, rather than what best suits my pocketbook of the day.

What does pet insurance cover?

Pet insurance usually covers more than just the vet bills. It can also cover emergency kenneling costs, theft and travel.

Vaccinations and routine treatments such as worming and flea treatments are also excluded. Millions of pet owners treat their animals like family.

I have four cats, who are members of my family. I have had pets my entire life. I cannot imagine the distress of being in a situation where my pet’s problem is curable but the cost is too high and I put my animal to sleep.

Or, I opt for less than ideal treatment again because of cost constraints.

I would never do that to my own children so why would I do that to my pets?

Pet insurance can give you the piece of mind that you are covered against unexpected bills. Pet insurance can take away the financial worries when a pet is seriously ill.

Knowing this, when I first discovered pet insurance in the late 1980’s (while renewing my life insurance) I jumped all over it. At that time, $25 per month to cover three cats seemed like peanuts. Today, I pay $60 for 4 cats.

When should I get pet insurance?

I have insured all of my cats within the first six months of life. It is often difficult to get insurance for older pets. Usually pre-existing illnesses will not be covered. That’s why it is important to think about insurance as soon as possible.

It is now possible to pay a monthly premium to insure your pet against veterinary fees.

Are there different levels of pet insurance?

Just like the different coverages on your life insurance policy, pet insurance plans are the same.

There are usually different levels of coverages available where different values or events are covered. Usually the higher the monthly payment, the greater the value of coverages.

Different aspects of coverages you need to review include: Vet’s Fees, Coverage for Life, Accidental Damage, Death from Illness, Death from Accident, Advertising & Reward, Theft or Straying, Third Party Liability & Legal Expenses, Boarding Kennel Fees, Holiday Cancellation Costs and Overseas Travel.

Photo by Chris Abney on Unsplash.

Meditation is as simple as a walk in the dog park. Imagine sitting down with your dog. As you both begin to relax, your breaths become longer, less hurried. Your thoughts slow down until it seems like you are not thinking at all.

If you and your dog already share moments like these, then you’ve glimpsed the bliss of meditation.

Meditation is great for dogs. Not only does it improve a dog’s health and well-being, but excitable dogs become calmer, aggressive dogs become more loving, and dogs that once whined and howled for attention become quieter and more content. Meditation is great for you, too. It relieves stress and sharpens your mental focus.

Here are five ways to get started on a non-dogmatic meditation practice:

Schedule a regular time

First thing in the morning is a great time, or right after you get home from work but before you get into your evening activities. The more consistent you are, the more you and your dog will be able to ease into meditation.

Develop a ritual

Ritual helps to prepare you and dog for meditation. Light a candle, burn incense, put on quiet music, or sit in the same place and position each day.

Let go of expectation

If you have a pre-conceived idea of what your meditation experience will be, you’ll just get frustrated. Your experience will not be the same as someone else’s and chances are, will be different for you from day to day. Enjoy your meditation, however it turns out.

Connect with your dog

When you sit down to meditate, your dog should be either lying next to you or on your lap. Put one or both hands on your dog. This connection is soothing to him. Your dog may get up. That’s okay. Just stay quiet, and when your dog returns, put your hand or hands back on him. You can use an invisible dog fence from eXtreme Dog Fence to keep them in house.

Conclude your meditation the same way each time

This signals your body and mind, as well as your dog, that it’s time to move on to the next part of your day. The transition should be gentle rather than jarring. Pet your dog slowly, lengthening the stroke from short to long; whisper or say aloud an affirmation, quote, or prayer; or roll your head from side to side.

Meditating with your dog is as individual as your relationship with your dog. Be patient. Try different things. There are few rules about meditation. The perfect meditation is whatever brings you and your pooch bow wow bliss.

Zoonoses is the term applied to a grouping of diseases that are transferable from canine/feline to human. Basically, these fall into three groupings based on their means of transmission. This also groups them, ideally, in the means of treatment and control. The three groupings are as follows, spread through:

1. urine or feces
2. hair and skin contact, or
3. bites and scratches

Spread through Urine or Feces

Hookworms

Hookworms enter the body in the area that directly comes in contact with the feces-contanimated soil. Seen more commonly in the South, these parasites are unsuited to ideally live in human beings. Traditionally they die after crawling several inches underneath the surface layer of the skin. Inflammation usually occurs as a result of these parasites in humans and causes a condition called creeping eruption which may last several weeks or months depending on its severity.

Leptospirosis

Pets may come in contact with this through swimming, drinking, licking their fur, or by eating food contaminated with animal urine. Many animals may carry this, though rats are most often the culprit.

Symptoms in humans are flu-like including chills, body aches, vomiting, fever and headache. Sometimes kidney damage may occur or the membranes covering the spinal cord or brain may become inflamed. This disease is not usually fatal though it does make its host miserable for weeks at a time.

Roundworms

If these parasites are swallowed by humans they migrate into the body tissues and may cause damage, including symptoms of fever and liver enlargement which can last up to a year in length including symptoms of fever and liver enlargement which can last up to a year in length.

These parasites are most commonly found in small children (2-4 years of age) who mistakenly swallow the eggs and become infected. Children playing in an area in which an animal has defecated in the past, who do not wash their hands after coming in contact with the eggs and inadvertently sticks their hands into their mouth are the most common receptors of roundworm. Only rarely fatal, the disease is traditionally mild though it may be long lasting.

Tapeworms

Tapeworms can easily be ingested by any pet who swallows a flea carrying the infected form when biting at or chewing their coat. Children may get it virtually the same way- minus the coat chewing. Tapeworm infestation in humans this way is actually quite rare when compared to infestation from eating undercooked pork or beef.

Toxoplasmosis

Rarely this may cause death in humans since most people develop a resistance to it during normal exposure. It can cause many types of birth deformities in children born to mothers who have been infected for the first time without having developed an immunity before becoming pregnant. Most commonly this is picked up through contact with infected cat feces or in contact with contaminated soil.

Prevention of Waste Transmitted Diseases

There are a few basic precautions everyone should take to prevent transmission of any of the fore-mentioned diseases. First, clean up all pet droppings and wash your hands each time you any come in contact with contaminated soil. It is extremely important to teach children these steps. Also, if your pet has gone wading or swimming in any water which may have become contaminated with animal urine, bathe it at once when you return home.

Spread through Skin/Hair Contact

Fleas

Fleas prefer feeding on your pets though they will not turn up the chance of of making an occasional meal on humans as well.

Ringworm

Most commonly found in children (though anyone may be infected), this is caused by a skin/hair eating fungus which first appears on people as a round, red, scaly area. It grows outward in a circular formation and is the most common fungal disease currently reported.

Rocky Mountain Spotted Fever

Tick borne, this disease can cause symptoms such as fever, chills and headache though it is not usually fatal. Symptoms may last many weeks and it can be treated with antibiotics.

Most commonly it is transmitted through the bite of an infected tick. Also, you may become infected while pulling a tick off your pet. It is best to wear gloves when removing ticks.

Scabies

The less commonly found version of mange (as opposed to the demodetic version), this may still cause intense itching, irritation and thickening of the skin. Animal mange may live in human skin though it cannot reproduce there. Humans have their own version of the scabies mite.

Prevention of Skin/Hair Contact Diseases

Overall, proper nutritional care and health of your pet is the best defense against the chance of your pet harboring any of these diseases. Frequent grooming and herbal repellents are good choices in combating most of these problems before they become major. Stress, roaming and contact with other pets are the three most common points of transmission among the previous diseases.

Wash your hands after pet contact and minimize contact with any infected pet until the problem is cured.

Diseases Caused by Bites and Scratches

Cat Scratch Fever

Some people will develop a fever, enlarged lymph nodes and malaise near the area of a bite or scratch from a cat a few weeks after the occurrence. Though not fatal it can be very uncomfortable and can be followed by complications. Infected cat bites may become infected with an entirely different bacteria though the symptoms are similar.

Probably best, is to thoroughly wash an area bitten or scratched by a cat and to clean it liberally on a frequent basis to prevent, hopefully, infection.

Rabies

Virtually 100% fatal once the clinical symptoms appear, this disease is carried by a virus transmitted through the saliva of an infected biting animal. Symptoms include frothing at the mouth, extreme behavioral/personality changes and convulsions which usually ends in the aggressive, staggering and bleary- eyed condition.

If you happen upon an animal showing any of these symptoms, get away from it as quickly as possible and call your nearest animal control unit. If by chance you are bitten, try to follow it to where it lives(if it is a stray)so that the proper officials may capture it for testing. If you do kill it, do not injure the head as this will be needed for verification. Also, if you are bitten by an animal exhibiting any of the symptoms above, thoroughly wash out the wound as quickly as possible and contact your personal physician. Overall, your chances of getting rabies are rare though you can never be over cautious.

Prevention of Bite and Scratch Transmitted Diseases

Best advice, keep your pet in tip-top physical condition through exercise and proper nutrition to reduce its chances of picking up any parasites from less healthy animals. Also, try to minimize your pets contact with wild animals or sick pets.

I really do not hope your are eating something, but did you know that you can get a fake dog poo in long or round bits for a joke.

My younger son had initiated this research of mine, by asking why I pick up the dog’s business, even though he had done it on the grass.

As a slight diversion, I found out that the meaning of pepper – our westie dog – is An animal full of zip. Believe he has plenty of zip if you are trying to get him into the bath.

To get back to the topic in hand (sorry that was a bad turn of phase), please be responsible and try and clean up after your dog. There are a number of diseases and illnesses that can be caused by contact with dog poo. One is stomach upsets, but the most important is Toxocariasis.

Toxacra can infect young children, if they play in an area, which has been infected by dogs, and they then put their fingers in their mouths. The infection is very serious and can cause eyesight damage or even blindness. Although, the Toxacra infection is very rare, even one case is one too many.

So please help by worming your West highland white terrier (westie) on a regular basis and also disposing of dog poo quickly and safety.

One again, apologies if this subject hasn’t spoiled your food. Please appreciate the serious issues involved.

I do hope that you have found the article of use to you.

Good health and happiness.

Jeff Cuckson